Choices

With a reduced monthly repayment, Choices is an innovative finance plan that makes you the kingpin. Bringing improved cashflow and vehicle replacement cycles together through the luxury of choice. With this unique finance plan, you get to choose an option that suits you best at the end of the agreement period.

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Benefits

On balance sheet finance; Finance charges and depreciation are deductable from income tax. Lower repayments, improved cashflow with regular replacement cycles Reduced monthly repayments with options when it comes to the Guaranteed Future Value at end of contract: Refinance GFV, Settle GFV or replace your vehicle.

Operating Lease

This rental package is specially designed for the customer who would like to pay for the use of a vehicle, rather than ownership. Legal ownership of the vehicle resides with Mercedes-Benz Financial Services. Off balance sheet finance - (confirm with your auditor); VAT claimable and payable monthly (not capitalised up front) and Rental fully tax deductable as operating expenses.

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Benefits

Capital expense eliminated and improved cash flow No vehicle disposal risk with the option to drive a new vehicle more often Reduced monthly payment.

Instalment Agreement

The Instalment Agreement is the traditional way of financing your vehicle of choice. There are no surprises, only predictable and regular monthly instalments. What you get out of the deal is a finance package where repayments are payable in regular monthly instalments over an agreed period. We can offer you a Balloon Payment which is payable at the end of the agreement, or you can refinance the balloon.

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Benefits

Ownership (final payment), no end-of-agreement surprises On balance sheet finance creating equity in assets Finance charges and depreciation are deductible from income tax (subject to customer profile)

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